> On Dec 15, 2018, at 8:10 PM, Michael Mantei <mante...@gmail.com> wrote:
> 
> I was a user of Quicken for as long as I can remember.  I'm now trying to get 
> serious about my finances and recently installed GNUCash on my Windows 10 
> system. I simply installed the software, and built my entire account 
> structure manually, to match exactly what I wanted it to be. Now I need to 
> connect to my bank (Chase) and can't do it.
> 
> I'm using the AQBanking Wizard and have setup a user account and it won't 
> connect.  I started reading lots of messages here then created a new user.  
> This one has the User Name and User Id set to the same name I used with 
> Quicken. I used an online app to generate a Client UID. I've selected 
> JPMorqan Chase Bank as my bank and took the defaults on the Bank Settings 
> page. For the Application Settings, I have an Application ID of "QWIN". The 
> application version is set to 2700 and the header version is set to 103. When 
> I try to retrieve the account list, this is what I get:
> 
> 
> 14:06:57 Retrieving SSL certificate
> 14:06:57 Connecting to server...
> 14:06:57 Using GnuTLS default ciphers.
> 14:06:57 TLS: SSL-Ciphers negotiated: TLS1.2:ECDHE-RSA-AES-256-GCM:AEAD
> 14:06:57 Signer not found
> 14:06:57 Certificate is not trusted
> 14:06:57 Connected.
> 14:06:57 Disconnected.
> 14:06:57 Connection ok, certificate probably received
> 14:06:57 Operation finished, you can now close this window.
> 
> The OFX.log file shows this:
> 
> Sending:
> -------------------------------------
> OFXHEADER:100
> DATA:OFXSGML
> VERSION:103
> SECURITY:NONE
> ENCODING:USASCII
> CHARSET:1252
> COMPRESSION:NONE
> OLDFILEUID:NONE
> NEWFILEUID:20181214144405.000
> 
> <OFX><SIGNONMSGSRQV1><SONRQ><DTCLIENT>20181214144405.000<USERID>#NAME REMOVED#
> <USERPASS>#PASSWORD REMOVED#
> <LANGUAGE>ENG<FI><ORG>Chase 
> Bank<FID>1601</FI><APPID>QWIN<APPVER>2200<CLIENTUID>4f67a05f-bb69-45a7-ab66-d1f52dc4ef71</SONRQ></SIGNONMSGSRQV1><SIGNUPMSGSRQV1><ACCTINFOTRNRQ><TRNUID>20181214144405.000<CLTCOOKIE>1<ACCTINFORQ><DTACCTUP>19691231</ACCTINFORQ></ACCTINFOTRNRQ></SIGNUPMSGSRQV1></OFX>
> 
> -----
> 
> Anyone have any ideas what I am doing wrong? Your help would be greatly 
> appreciated.
> 
> SciFiGeek
> 

The ofx log says you set the APPVER to 2200 instead of 2700. That probably 
matters.

Another thing is that you’re likely to have to do is log into the Chase web 
site, and check your secure messages for one that asks you if you were the one 
trying to sign in with a previously unknown app (as identified by the new 
unique CLIENTUID). Once you’ve followed the steps in the Chase message, you’ll 
be in better shape. If you have no message yet, there’s a possibility that the 
Chase system doesn’t think your software is capable anyway (APPVER too low). 
Change the APPVER, try Aqbanking again, and then check your account messages 
online again.

I only have Chase credit cards. I don’t know if the procedure is different for 
checking and savings accounts. Chase does by default charge a fee for 
checking/savings access via OFXDirectConnect. But since you’ve connected 
before, I’m assuming that isn’t causing you problems.

I also don’t know if Chase has changed the out-of-band verification steps since 
the first round two years ago. Good luck.


--
Dave Reiser
dbrei...@icloud.com


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