Hi
I reached the Loan chapter, and since a) I have not used this feature
before and b) there is no tooltips I would like to ask some clarification
questions ...
Please review below Gui items, and my preliminary explanation of them.
I also marked some questions with "===>"
/Bengt
Mortgage/Loan Druid
Loan Account
The account which has the loan
Liabilities:Loan:House
Amount
The total loan amount, same as above account
Interest Rate
The interest rate.
Type
Fixed -- Always same interest rate
3/1 -- 3 years fixed, changed yearly after
5/1 -- 5 years fixed, changed yearly after
7/1 -- 7 years fixed, changed yearly after
10/1 -- 10 years fixed, changed yearly after
If you choose NOT fixed, you can also specify the Interest Rate Change
Frequency, and more or less specify whatever intervall you want.
===> What is the purpose of 3/1 - 10/1 when you can specify everything
manually?
Start date
Start date of loan
Length
Length of loan
Months remaining
Number of months remaining
Do you...
---------
Escrow ???
Guess this is which account you use to pay the loan from?
PMI?
Insurance?
Rapayment
---------
Name
Name of Loan (appears on Schedule transactions I guess)
Amount
pmt formula.
===> Do not seem to be possible to change this formula? Whatever I type in
dissapears (after hitting forward, and then back)
===> How do I set up ballon payment in the end (at least I think it is
called that :) ) A loan of 20000, you pay fixed amount for 3 years, then
the remainder in one go.
===> No way to get a running total (payed, as well as remaining amount of
loan)? in the review page?
--
Bengt Thuree [EMAIL PROTECTED]
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