Peter, Thanks for your response. In response to
You don't say why you'd want to do this. If you want to allow customers of an e-commerce site to avoid repeating their details whenever they want to buy, perhaps consider basing the payment backend around PayPal. The need for users to authenticate in order to make a payment hasn't brought e-Bay to its knees.
Pretty much the end result would be Amazon like with the customer being able to choose a previously used card. Is this possible without storing credit card numbers or using paypal?
Well, yes, this is a convenience. But there's a very good reason why you
only find this at very big online retailers like Amazon: It's a biggie. All the replies you had that I've seen point this out one way or another.
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