Not sure that I completely understand your question - Liability insurance is just that - the coverage for damage you do to others. That does not cover your own vehicle, obviously. If you are at fault, the loss on your vehicle is your problem but since I have been able to buy all my vehicles with cash, I can live with that loss and buy another cash if I lose my car, since my cars are typically below $3k and I save significantly by not full coverage insurance since I find it ridiculous to pay around $1000 per year for a car that has a value not much above that amount. The savings on insurance alone allow me to drive a used Prius for free...
Cor van de Water Chief Scientist Proxim Wireless office +1 408 383 7626 Skype: cor_van_de_water XoIP +31 87 784 1130 private: cvandewater.info www.proxim.com This email message (including any attachments) contains confidential and proprietary information of Proxim Wireless Corporation. If you received this message in error, please delete it and notify the sender. Any unauthorized use, disclosure, distribution, or copying of any part of this message is prohibited. -----Original Message----- From: [email protected] [mailto:[email protected]] Sent: Tuesday, March 10, 2015 4:52 PM To: Cor van de Water; Electric Vehicle Discussion List Subject: Re: [EVDL] Insurance Woes My Insurance asked if it still has a s in it and I said yes, so if I get in wreck will I be covered ---- Cor van de Water via EV <[email protected]> wrote: > I currently drive a conversion EV truck that has liability insurance via > Farmers. > I always tell my agent what it is that I am bringing to him, I do not > know if he reports everything to the underwriter besides that it is a > 1989 Ford Ranger with industry standard VIN and simply omits that it no > longer has a 4-banger. > > Cor van de Water > Chief Scientist > Proxim Wireless > > office +1 408 383 7626 Skype: cor_van_de_water > XoIP +31 87 784 1130 private: cvandewater.info > www.proxim.com > > > This email message (including any attachments) contains confidential and > proprietary information of Proxim Wireless Corporation. If you received this > message in error, please delete it and notify the sender. Any unauthorized > use, disclosure, distribution, or copying of any part of this message is > prohibited. > > > -----Original Message----- > From: EV [mailto:[email protected]] On Behalf Of Mike > Nickerson via EV > Sent: Tuesday, March 10, 2015 4:42 PM > To: Lee Hart; Electric Vehicle Discussion List > Subject: Re: [EVDL] Insurance Woes > > State Farm didn't have any problem with a production EV. It was the fact > that it was a conversion that caused the grief. I was actually pretty pissed > about the way it went down. > > Before I bought the conversion, I asked my agent if they could insure it. I > was assured that wasn't a problem. I buy it, bring it home and they write > the policy. A month later, I get a letter from the underwriter stating that > my insurance was cancelled. I then had to scramble to get insurance > elsewhere. > > Mike > > > > On March 10, 2015 5:18:58 PM MDT, Lee Hart via EV <[email protected]> wrote: > >Cal Frye via EV wrote: > >> There's no rhyme nor reason to it. I switched from Nationwide to > >State > >> Farm 'cause only the latter would insure my GEM. > >> And yes, I started in the Yellow Pages with AAA and finally stopped > >with > >> State Farm... > > > >Oddly enough my EVs are both insured with State Farm. Both a 2013 > >Leaf, > > > >and a 1980 Lectric Leopard (converted Renault LeCar). They've never > >given me any trouble. > > _______________________________________________ > UNSUBSCRIBE: http://www.evdl.org/help/index.html#usub > http://lists.evdl.org/listinfo.cgi/ev-evdl.org > For EV drag racing discussion, please use NEDRA > (http://groups.yahoo.com/group/NEDRA) > > _______________________________________________ > UNSUBSCRIBE: http://www.evdl.org/help/index.html#usub > http://lists.evdl.org/listinfo.cgi/ev-evdl.org > For EV drag racing discussion, please use NEDRA > (http://groups.yahoo.com/group/NEDRA) > _______________________________________________ UNSUBSCRIBE: http://www.evdl.org/help/index.html#usub http://lists.evdl.org/listinfo.cgi/ev-evdl.org For EV drag racing discussion, please use NEDRA (http://groups.yahoo.com/group/NEDRA)
