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>Finance Outsourcing Insurance Services > >Finance Outsourcing is the country's largest personal lines insurer. >A Fortune 100 company, with $15 billion in assets, we sell 10 major >lines of insurance that includes auto, property, life and commercial. >We offer insurance products to more than 10 million households. We >insure one out of every 90 autos and one out of every 60 homes and have > operations in 19 states. Our major insurance products are: > >· Automobile insurance, also known as auto insurance, car insurance >or motor insurance cover both legal liability claims against the driver >and loss of or damage to the vehicle itself. >· Boiler insurance (also known as Boiler and Machinery insurance or >Equipment Breakdown Insurance) >· Casualty insurance can be insured against accidents, not >necessarily tied to any specific property. >· Credit insurance pays some or all of a loan back when certain >things happen to the borrower such as unemployment, disability, or >death. >· Financial loss insurance protects you from individuals and >companies against various financial risks. For example, a business >might purchase cover to protect it from loss of sales if a fire in a >factory prevented it from carrying out its business for a time. >Insurance might also cover failure of a creditor to pay money it owes >to the insured. Fidelity bonds and surety bonds are included in this >category. >· Health insurance covers medical bills incurred because of sickness >or accidents. >· Liability insurance covers legal claims against the insured. For >example, a homeowner's insurance policy provides the insured with >protection in the event of a claim brought by someone who slips and >falls on the property, and brings a lawsuit for her injuries. >Similarly, a doctor may purchase liability insurance to cover any legal >claims against him if his negligence (carelessness) in treating a >patient caused the patient injury and/or monetary harm. The protection >offered by a liability insurance policy is two-fold: a legal defense in >the event of a lawsuit commenced against the policyholder, plus >indemnification (payment on behalf of the insured) with respect to a >settlement or court verdict. >· Life insurance provides a cash benefit to a decedent's family or >other designated beneficiary, and may specifically provide for burial >and other final expenses. >· Annuities provide a stream of payments and are generally classified >as insurance because they are issued by insurance companies and >regulated as insurance. Annuities and pensions that pay a benefit for >life are sometimes regarded as insurance against the possibility that a >retiree will outlive his or her financial resources. In that sense, >they are the complement of life insurance. >· Total permanent disability insurance provides benefits when a >person is permanently disabled and can no longer work in their >profession, often taken as an adjunct to life insurance. >· Locked Funds Insurance is a little known hybrid insurance policy >jointly issued by governments and banks. It is used to protect public >funds from tamper by unauthorised parties. In special cases, a >government may authorise its use in protecting semi-private funds which >are liable to tamper. Terms of this type of insurance are usually very >strict. As such it is only used in extreme cases where maximum security >of funds is required. >· Marine Insurance covers the loss or damage of goods at sea. Marine >insurance typically compensates the owner of merchandise for losses >sustained from fire, shipwreck, etc., but excludes losses that can be >recovered from the carrier. >· Nuclear incident insurance - damages resulting from an incident >involving radioactivive materials is generally arranged at the national >level. (For the United States, see Price-Anderson Nuclear Industries >Indemnity Act.) >· Environmental Liability Insurance protects the insured from bodily >injury, property damage and cleanup costs as a result of the dispersal, >release or escape of a pollutant. >· Political risk insurance can be taken out by businesses with >operations in countries in which there is a risk that revolution or >other political conditions will result in a loss. >· Professional Indemnity Insurance is normally a mandatory >requirement for professional practitioners such as Architects, Lawyers, >Doctors and Accountants to provide insurance cover against potential >negligence claims. Non licensed professionals may also purchase >malpractice insurance, it is commonly called Errors and Omissions >Insurance and covers a service provider for claims made against them >that arise out of the performance of specified professional services. >For instance, a web site designer can obtain E&O insurance to cover >them for certain claims made by third parties that arise out of >negligent performance of web site development services. >· Property insurance provides protection against risks to property, >such as fire, theft or weather damage. This includes specialized forms >of insurance such as fire insurance, flood insurance, earthquake >insurance, home insurance, inland marine insurance or boiler insurance. > >· Terrorism insurance >· Title insurance provides a guarantee that title to real property is >vested in the purchaser and/or mortgagee, free and clear of liens or >encumbrances. It is usually issued in conjunction with a search of the >public records done at the time of a real estate transaction. >· Travel insurance is an insurance cover taken by those who travel >abroad, which covers certain losses such as medical expenses, lost of >personal belongings, travel delay, personal liabilities.. etc. >· Workers' compensation insurance replaces all or part of a worker's >wages lost and accompanying medical expense incurred due to a >job-related injury. > >Our other services and products are: > >401(K) Plans, 403(B) Plans, Accidents, Aircraft Insurance, Alarm >Installer Insurance, All Terrain & RV Insurance, Antique & Classic Cars >Insurance, Apartment Buildings Insurance, Asset Management, Boat >Insurance, Bonds, Builder & Contractor Insurance, Cancelled or >Previously Denied Insurance, Certificates of Deposit, Claim Processing, >Combination Policies, Commercial Vehicle Insurance, Dependent Care >Assistance Plans, Deposit Insurance, Disability Insurance, Driver >Training, Education Savings Plans, Employee Benefit Plans, Floater >Insurance, Group Plans, Health Insurance, High Risk Coverage, High Risk >Coverage, Homeowners Insurance, Hotel & Motel Insurance, Immediate >Coverage, Individual Retirement Accounts, Insurance Compensation, >Insurance Reports, Insurance Software, International Insurance, Legal >Insurance, Liability Insurance, License Reinstatement Assistance, >Mobile Home Insurance, Motorcycle Insurance, Multiple Peril Insurance, >Multiple Policy Discounts, Mutual Funds, New Home Discounts, Non-Smoker >Discounts, Pet Insurance, Photo & Video Protection Services, Private >Mortgage Insurance, Professional Liability Insurance, Profit Sharing >Plans, Referral Discounts, Reinsurance, Renters' Insurance, Restaurant >Insurance, Restricted or Revoked Licenses, Retailers' Insurance, >Retirement Plans, Risk Management, Securities, Senior Discounts, Small >Business Insurance, Small Group Plans, SR-22s, Student Drivers, >Supplemental Insurance, Term Life Insurance, Theft Insurance, Title >Services, Travel Insurance, Umbrella Policies, Warranty Coverage, >Watercraft Insurance, Wedding Insurance, Whole Life Insurance, > >Contact > >Name Finance Outsourcing >Website www.finance-outsourcing.com >Email [EMAIL PROTECTED] > [EMAIL PROTECTED] > > >> > > > --~--~---------~--~----~------------~-------~--~----~ You received this message because you are subscribed to the Google Groups "Django users" group. 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