I remember Private Payments -- used it all the time. Too bad they did away with it.
Nowadays, I have a different problem. One of my kids plays an Internet game based in France. I'm in the US. Every time she tries to buy game stuff, the card gets flagged. Every. Time. AMEX won't let it through regardless, even when I ask them to. Visa is better, but I still have to call a special number to let them know it's legit. About 50% of the time (yes, I'm keeping track), they tell me they don't even see the charge, and they want to call the game company because they think something's wrong with the actual charge processing. However, when we call back and get someone else, we are able to get them to put it through. The gaming company is using a French bank as the payment processor, so it's not even the game company. It's a lost cause -- what a hassle. It's nice that they're trying to prevent fraud, but if they make it too difficult to actually make purchases, that goes too far in the other direction. -Adam On Mon, Feb 2, 2015 at 4:15 PM, <berg...@merctech.com> wrote: > In the message dated: Mon, 02 Feb 2015 11:46:28 -0800, > The pithy ruminations from David Lang on > <Re: [lopsa-discuss] NIce Fraud alert system - American Express> were: > => On Mon, 2 Feb 2015, Peter Loron wrote: > => > => > Yep, AMEX is usually pretty on the ball WRT fraud. > > That's been my experience too. > > => > > > [SNIP!] > > => > > => > The EMV isn't perfect, but it does reduce fraud. > => > => Does it make any impact on online/phone purchases? > > +1 to AMEX for fraud detection. > > -100 to AMEX for online/phone purchase fraud prevention. > > Many years ago, AMEX used to offer (free!) virtual credit card numbers > called Private Payments. These were good for one-time use, with a > capped-maximum and 30-day validity. The "card" could be generated > on-demand after logging into the AMEX site. This was a terrific way to > handle on-line purchases. Then they dropped the service. > > Mark > > => > => David Lang > => > -- > Mark Bergman > _______________________________________________ > Discuss mailing list > Discuss@lists.lopsa.org > https://lists.lopsa.org/cgi-bin/mailman/listinfo/discuss > This list provided by the League of Professional System Administrators > http://lopsa.org/ >
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