That's great to hear, Ed. Thanks for the insight . . .
I've been getting different answers from Fineract / MIFOS community and
each seems to have their share of uncertainty on this subject self service
features.

On Thu, Mar 13, 2025 at 10:00 PM Ed Cable <edca...@mifos.org> wrote:

> The Mifos Initiative recognizes how critical the self-service capabilities
> are to the users of Fineract and Mifos and do require a more secure way of
> connecting to and administering trusted first and third party customer
> facing applications. Mifos and members of the community are working on the
> design and implementation of this plugin which will be maintained as a
> separate open source Mifos plug-in on top of Fineract and welcome any
> feedback or input into its design.
>
> Thanks,
>
> Ed
>
> On Thu, Mar 13, 2025 at 10:08 PM Paul <pchristi...@gmail.com> wrote:
>
>> I'm not technical enough to speak about the tech portion, but from a
>> business perspective / opinion, Fineract MUST support self service in their
>> db schema or become intentionally obsolete.  Fineract does not need to
>> support the connector or gateway.  They already exist in multiple flavors.
>>
>> The fundamental regulatory and ethical principles of *Open Banking* emphasize
>> consumer control, which necessitates a self-service function.  The two can
>> not be separated . . .  As of today, 81 countries have already implemented
>> an open data / open banking policy (required by law) with ~17 more
>> implementing / phasing in policies over the next year, (US being one of
>> them). That's 98 countries of 192 chartered in the UN . . . .  have already
>> codified consumer rights to the data and others are following.
>>
>> Regardless of the structure of the connector, node or gateway method
>> which certainly could (and maybe should) be outside the core product, at
>> the end of the day, those gateways must still connect to the Fineract
>> backend and the supporting data points should NOT be custom in my business
>> opinion.
>>
>> Regards, Paul
>>
>>
>> On Thu, Mar 13, 2025 at 8:31 AM Felix van Hove <fvanh...@gmx.de.invalid>
>> wrote:
>>
>>> Hi all,
>>>
>>> Do you intend to withdraw the capability to *manage* self service users
>>> and potentially certain features of the Self Service app by non-end
>>> users (which is hinted at by menu items in the Mifos X client) too?
>>>
>>> On Wed, 31 Jan 2024, 21:45 VICTOR MANUEL ROMERO RODRIGUEZ, <
>>> victor.rom...@fintecheando.mx> wrote:
>>>  > As an alternative you can use solutions for accessing the APIs like
>>> API
>>>  > Gateways and Access Management.
>>>
>>> Is there any guideline or anything that explains e.g. to a smallish
>>> microcredit org how to set something like this up in the future? I
>>> assume you don't want to put the user management into the API gateway
>>> too.
>>>
>>> Felix
>>>
>>> On 12/03/2025 20:07, James Dailey wrote:
>>> > Yes please.  It would make sense now to remove it - it will still be
>>> > "there" in the code if someone really wants to figure it out but
>>> having it
>>> > gone would reduce some surface area of application concerns.  Also
>>> > vendors have had enough notice on this to have come up with their own
>>> > approach.
>>> >
>>> > Expanding this...
>>> > I also think Fineract should probably build its own "reference
>>> version" for
>>> > the same functionality but in a different github at Apache Fineract.
>>>  This
>>> > would fit better into an overall architecture, where you have the
>>> component
>>> > using secure methods to connect to the backend APIs and then exposing
>>> > different customer facing APIs .  The auth is different for such a
>>> > component, as it relies on identity models for the end user, which are
>>> > fundamentally different than identity validation for employees of a
>>> bank,
>>> > credit union, etc
>>> >
>>> >
>>> >
>>> > James Dailey
>>> >
>>> >
>>> >
>>> > On Wed, Mar 12, 2025 at 8:50 AM Ádám Sághy <adamsa...@gmail.com>
>>> wrote:
>>> >
>>> >> Hi guys,
>>> >>
>>> >> I would like to pick up once again this topic: Self-service in
>>> Fineract.
>>> >>
>>> >> Since we just had a release and this functionality was still not
>>> removed,
>>> >> i was wondering whether we want to do it now and by the time of the
>>> next
>>> >> release we dont need to worry about that anymore.
>>> >>
>>> >> This was already a topic a couple times whether the existence of this
>>> >> functionality in Fineract is good or bad, but If I recall correctly,
>>> it was
>>> >> majorly considered as a bad thing (problematic from security point of
>>> view
>>> >> as well).
>>> >>
>>> >> Should we have a casual or official vote regarding the self-service
>>> >> functionality?
>>> >>
>>> >> Regards,
>>> >> Adam
>>> >>
>>> >> On 2023. Nov 15., at 14:34, mumin iddrisu <mismis...@gmail.com>
>>> wrote:
>>> >>
>>> >> Hello James
>>> >> Thank you for the feedback.
>>> >> I will be looking out for the solution in the coming months.
>>> >>
>>> >> Regards
>>> >> Abdul
>>> >> ---mis
>>> >>
>>> >>
>>> >> On Wed, Nov 15, 2023 at 4:01 AM James Dailey <jdai...@apache.org>
>>> wrote:
>>> >>
>>> >>> Abdul -
>>> >>>
>>> >>> We encourage everyone to move away from the self-service component.
>>> We
>>> >>> are going to be revising this shortly as it is not designed for a
>>> >>> production environment.
>>> >>> In lieu of this we will propose a solution.  This is probably a
>>> month or
>>> >>> more away.
>>> >>>
>>> >>> The history is that we've identified issues with this component and
>>> have
>>> >>> slated it, in many roadmap decisions, for immediate removal.  It is
>>> getting
>>> >>> close to that point now; we do need to find a way to describe what
>>> to do
>>> >>> without the Self Service component.
>>> >>>
>>> >>> Jdailey
>>> >>> VP Apache Fineract
>>> >>>
>>> >>> On Tue, Nov 14, 2023 at 8:43 AM mumin iddrisu <mismis...@gmail.com>
>>> >>> wrote:
>>> >>>
>>> >>>> Hello Team
>>> >>>> Has anyone successfully deployed the self-service feature?
>>> >>>> If yes please let me know which build you are using.
>>> >>>>
>>> >>>> Regards
>>> >>>> Abdul
>>> >>>> ---mis
>>> >>>> ᐧ
>>> >>>>
>>> >>>
>>> >>
>>> >
>>>
>>>
>>
>> --
>> --
>> Paul
>>
>
>
> --
> *Ed Cable*
> President/CEO, Mifos Initiative
> edca...@mifos.org | Skype: edcable | Mobile: +1.484.477.8649
>
> *Collectively Creating a World of 3 Billion Maries | *http://mifos.org
> <http://facebook.com/mifos>  <http://www.twitter.com/mifos>
>
>

-- 
--
Paul

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