On Fri, Jan 30, 2004 at 05:51:13PM -0800, Paul Johnson wrote: > And a bit friendlier to those who get dumped on their ass due to > unforseen circumstances. The whole idea of credit ratings tends to > cause a lot of false positives for people who intend to pay but lose > their job or get screwed by roommates, etc.
Well, I agree with that but lets not get the issues confused: I was how poorly the Credit bureaus manage the data that, rightly or wrongly, they possess. I have credit trouble too but I'm enough of a hardass on myself to know that nobody pointed a gun at my head and made me make the choices I made. However, I do get quite upset at how carelessly and irresponsibly private organizations make life-affecting decisions about me *and* manage that responsibility so poorly and with such little security. My phrase for the situation is: "faithless stewardship". He who has power has responsibilty to manage that power well. -- To UNSUBSCRIBE, email to [EMAIL PROTECTED] with a subject of "unsubscribe". Trouble? Contact [EMAIL PROTECTED]
