suEXEC and "~user/cgi-bin"

[digger]

Hello All,
        I just can't figure out how to get cgi's to work in the home 
directories.  The log shows suEXEC is running and cgis work from 
/var/www/cgi-bin.  In the home directory I have /home/user/public_html/cgi-bin.
I'm using apache for the server.  I've looked through the manuals and tried 
the list archives to no avail.

Thanks

digger