Hi,

I've been into this issue as well. This is because of Systemd service hardening.
When running `monit -t` from the command-line, it successfully gets access to 
`/home/user`.
When running from Systemd unit, the home directories are hidden from the 
process.

You can get it working by running `systemctl edit monit.service` and adding the 
following:

```
[Service]
ProtectHome=read-only
```

Sébastien

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