> payment is the one who pays the 1-3% transaction charge. The payer pays > nothing.
There are more and more brick shops that charge 3% *more* for credit card payments via principle of "3% cash discount". The CC commission is calculated into the price - and payer pays it, the merchant is just an intermediary for those 3% on their way to the CC processor. But it's just a point of view - all costs of doing business are ultimately paid by the customer. On the other side of POV spectrum is the sales tax, which merchants pretend, in their advertising ($89.99), that it does not exist. But customers still pay it, with real money, yet somehow it's not there (in santa clara county, $92 item costs $100 for 99.83% of customers). The beauty of brainwashing. ===== end (of original message) Y-a*h*o-o (yes, they scan for this) spam follows: LAUNCH - Your Yahoo! Music Experience http://launch.yahoo.com
