On Mon, Aug 13, 2001 at 01:14:10PM -0400, Trei, Peter wrote:
> other groups which can apply pressure than lawyers, courts and Men
> with Guns.  Auditors and insurance companies come to mind. Schneier 
> has noted how improvements in safe (as in a secure metal box)
> technology was driven not by losses, not by customers, nor by lawsuits,
> but rather by insurance requirements.

Minor note: I'd argue that insurance requirements, in a free market,
are in the end driven by losses or prospective losses.

-Declan

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