On Sun, Mar 16, 2025, 1:35 PM Gunnar Larson <[email protected]> wrote:

> Art Director/Designer: Ken Carson
> Photographers: Charles Wiesehahn, David Vine, Stan Schafer, H. Armstrong
> Robert's
> Copywriter: Bill Drier
> Agency: Conaway & Lyon, Inc.
> Client: Nation's Business
>
> *oops.*
>
> We hate to cloud your day, but we'd like
> to bring you up to date on a few things the
> experts have to say about our future relationships with Russia.
>
> The outlook is anything but rosy.
>
> It seems we could all be blown to hell be-
> cause of an incredible Kremlin capacity for
> misjudging what they can get away with
> in their drive to communize the world.
>
> In other words, the cold war, though
> vastly changed, is far from over.
>
> It's perils are not diminishing. If any-
> thing they're on the increase.
>
> And continued disintegration of the So-
> viet bloc may tempt the Russians into new
> and desperate measures.
>
> In short: the Reds are still on the make.
> And though they definitely do not want a
> nuclear war, they seem to be continually
> blundering to the brink.
>
> Take the Cuban missile crisis, for exam-
> ple. The Russians thought they could plant missiles in Cuba without
> obstacles. They
> never dreamed President Kennedy would
> stand up to them.
>
> Another example, Czechoslovakia. The
> Russians actually expected to be welcomed as they plunged into Prague.
>
> In the end, either of these miscalcula-
> tions could have triggered a showdown. A
> showdown leading to a humiliating defeat.
> Or disaster.
>
> The cover story of the December issue
> of Nation's Business tells more of the story.
> (To over 2,000,000 of the nation's business
> men.)
>
> Why a political report in a magazine like
> ours? That's simple. If it affects business,
> it'll be there.
>
> Which is probably why we have over 854,000 businessmen paying to subscribe
> to our magazine.
>
> Which, when you think about it, is at
> least one happy note to leave you with.
>
> If you're an advertiser.
>
> *Nation's Business *
> *We Reach more businessmen than any other business magazine *
>
> On Sat, Mar 15, 2025, 6:16 PM Gunnar Larson <[email protected]> wrote:
>
>> *Please find the attached memo with 32 reference footnotes.*
>>
>> *xNY.io - Bank.org | Memo #2 - JPMorgan Chase Board of Directors ESG
>> Marketplace Manipulation:*
>>
>>    -
>>    
>> https://docs.google.com/document/d/1bxERzXknAFfVW3YsDpNB-GPlVoiLAeeBXUrxwOFTSls/edit?usp=drivesdk
>>
>>
>> May 1, 2022
>>
>> BY ELECTRONIC MAIL
>>
>> Investor Relations
>> Board of Directors, JPMorgan Chase & Co.
>> 277 Park Avenue
>> New York, NY 10172-0003
>> [email protected]
>>
>> Re: JPMorgan Chase Board of Directors ESG Marketplace Manipulation
>>
>> Dear Board of Directors:
>>
>> xNY.io - Bank.org recently contacted JPMorgan Chase’s board of directors
>> to communicate our concern(s) that potentially JPMorgan Chase may be
>> engaging in exploitation of more than $100B of ESG asset liabilities,
>> across international regulatory arbitrage structures, while headquartered
>> in Manhattan. Specifically, the duty to promote the success of the
>> company is that a director must act in the way that she considers, in good
>> faith, and would be most likely to promote the success of the company for
>> the benefit of its members as a whole.
>>
>>    -
>>
>>    Failure by a board to adequately consider ESG-related risks,
>>    particularly entity-specific compliance risks such as breach of securities
>>    laws, could serve as the basis for liability of individual directors or
>>    officers for breach of their fiduciary duties.
>>
>> Given JPMorgan’s five cout felonies, xNY.io - Bank.org is concerned with
>> your board of director governance in preventing ESG fraud. xNY.io -
>> Bank.org’s assessment of JPMorgan’s board embraces fundamentals including
>> liquidity risk and protecting New York ESG cross border innovation from
>> marketplace manipulation.
>>
>>    -
>>
>>    According to JPMorgan’s August 2021 Sovereigns and ESG whitepaper,
>>    the bank states that governance carries the largest weight of the three 
>> ESG
>>    pillars across scores, as it is the most empirically relevant for asset
>>    prices.
>>    -
>>
>>    JPMorgan notes that philosophically, the bank views good governance
>>    as a foundational pillar for positive ESG developments in other pillars.
>>
>> Today’s memo follows protocol suggested by the United States of America,
>> in that JPMorgan Chase’s board of directors is responsible to xNY.io -
>> Bank.org’s enterprise and the Department of the Interior, in connection
>> with any action alleging a violation of the Endangered Species Act, by any
>> person (“person” means an individual, corporation, partnership, trust,
>> association, or any other private entity) claiming the benefit of any
>> exemption or permit under the Act, who shall have the burden of proving
>> that the exemption or permit is applicable, or has been granted, and was
>> valid and in force at the time of alleged violation.
>>
>> xNY.io - Bank.org has made 91 highlights to the Department of Interior’s
>> Endangered Species Act for JPMorgan Chase’s board of directors reference.
>>
>>
>>    1.
>>
>>    xNY.io - Bank.org has reason to believe in the JPMorgan Chase board
>>    of directors’ engagement of ESG marketplace manipulation, risking your ESG
>>    portfolio’s future at the cost of New York digital asset innovation.
>>    2.
>>
>>     xNY.io - Bank.org references your 2021 Environmental Social and
>>    Governance Report, totaling $117B of ESG “development funding”
>>    transferred from New York to Caribbean and Eastern European accounts.
>>    3.
>>
>>    xNY.io - Bank.org is concerned of JPMorgan Chase board directors
>>    leveraged marketplace manipulation techniques in allocating ESG funds to
>>    engage in potential harassment (the term "harassment" means any act of
>>    pursuit, torment, or annoyance) of some of the world’s most precious
>>    endangered species protected by domestic and international governance.
>>    4.
>>
>>    JPMorgan Chase’s $2.3B ESG “wind farm” facility is characterized by
>>    the Washington Post as a potential misuse of ESG assets (and board
>>    policies) to fund probable violation(s) of the Marine Mammal Protection 
>> Act
>>    of 1972.
>>
>> Looking internationally, xNY.io - Bank.org is concerned of further ESG
>> marketplace manipulation structures, sacrificing endangered species, via
>> JPMorgan Chase’s board directed ESG investments in the Caribbean (your
>> largest ESG investment region). xNY.io - Bank.org signals that JPMorgan’s
>> board of directors is party to the Convention on Nature Protection and Wild
>> Life Preservation in the Western Hemisphere.
>>
>> Being clear, any violation of the Endangered Species Act, the Marine
>> Mammal Protection Act and/or the Convention on Nature Protection and
>> Wild Life Preservation in the Western Hemisphere … Requires xNY.io -
>> Bank.org to consult JPMorgan Chase board members on ESG allocations that
>> may be in conflict with construction, or other development projects, or
>> other forms of economic activity.
>>
>> xNY.io - Bank.org asks JPMorgan Chase board directors to return the
>> Secretary of Department of the Interior’s approval, confirming licensing
>> and/or exclusion to the Endangered Species Act, with further authorization
>> of “harassment” pursuant to exemption(s). Including (if available) a
>> similar Environmental Protection Agency permit that is applicable and is
>> valid and in force.
>>
>>    -
>>
>>    Due to the riskiness of ESG portfolio mismanagement in violation of
>>    the Endangered Species Act, ESG marketplace manipulation risk(s) may
>>    trigger causal shocks to New York State monetary and regulatory 
>> innovation.
>>    -
>>
>>    According to JPMorgan’s sovereign fund ESG research, “A common
>>    complaint about ESG analysis is that data can be difficult to source. Some
>>    sovereign data is in fact more readily available than corporate data given
>>    the multitude of multinational organizations and NGOs – including the 
>> World
>>    Bank, the IMF and the United Nations.”
>>    -
>>
>>    The European Central Bank provides support to the eurozone sovereign
>>    debt market but has more restrictions on what and how much it can buy, so
>>    eurozone bonds can trade with more credit risk premium compared to other
>>    major developed market bonds.
>>    -
>>
>>    Whatever the case may be, JPMorgan disclosures detail significant
>>    concern of lapse in board governance and ESG portfolio risk with potential
>>    violation of the Endangered Species Act, risking ESG portfolio default(s)
>>    in Europe and the United States risking ESG customer financial abuse.
>>
>> Forbes recently profiles JPMorgan Chase ESG investments as problematic,
>> highlighting that your board of directors potentially are allocating ESG
>> proceeds in competition with human rights at the expense of customers’ best
>> interests while investing heavily in fossil fuels. A letter to JPMorgan
>> Chase’s board of directors from ESG scholars (including, The Sierra Club,
>> Public Citizen, Greenpeace, Amazon Watch, Revolving Door Project,
>> Rainforest Action Network and the Center for International Environmental
>> Law) suggests the bank would  “...lock us into energy sources that are
>> overly expensive and subject to wild price swings, and that exacerbate
>> rather than ease global conflict.”
>>
>> xNY.io - Bank.org aims to protect ESG digital asset innovation and
>> JPMorgan’s board should understand your proprietary ESG scoring matrix
>> should signal seismic marketplace manipulation risk if directors are in
>> potential violation of any Endangered Species Act covenant.
>>
>>    -
>>
>>    Head of Europe, Middle East, and Africa (EMEA) distribution at JP
>>    Morgan Asset Management says, “In Europe, we do not have a 
>> semi-transparent
>>    product – like the US and Australia – which would add further complexity 
>> to
>>    the trading. For example, the US has several models which make it harder
>>    for the AP to guess what the actual fund looks like and therefore the 
>> costs
>>    might be higher accordingly.”
>>    -
>>
>>    Given, JPMorgan may potentially be in breach of United States
>>    Endangered Species Act provisions, similar risk of ESG asset failure(s) 
>> may
>>    include Europe, Middle East, Africa and Australia international law, as
>>    ratified by the Convention on International Trade in Endangered Species of
>>    Wild Fauna and Flora.
>>
>> While directors and officers are likely to be particularly focused on the
>> risk that they may be found personally liable for a breach of their duties,
>> proper ESG compliance with fiduciary obligations requires acting to a
>> higher standard. Given the defenses available to fiduciaries, and the
>> difficulty in bringing claims for breach of fiduciary duty, a director or
>> officer found to be liable for such ESG breaches will generally have acted
>> egregiously. This ‘sliding scale’ of the standards to which directors and
>> officers should adhere.
>>
>> Following the Endangered Species Act,  xNY.io - Bank.org kindly petitions
>> JPMorgan’s board of directors, in connection with all ESG investments,
>> claiming the benefit of any exemption or permit under the United States
>> Department of the Interior’s  Endangered Species Act … Shall have the
>> burden of proving that an exemption or permit is applicable, or has been
>> granted, and is valid and in force.
>>
>>    -
>>
>>    At JPMorgan’s earliest convenience (within 60 days of receipt of this
>>    memo)  xNY.io - Bank.org kindly requests a certified copy of JPMorgan
>>    Chase’s approval by the Department of the Interior, being a license and/or
>>    exclusion to the Endangered Species Act and/or the Marine Mammal 
>> Protection
>>    Act.
>>    -
>>
>>    JPMorgan Chase suggests a commitment to anti-corruption compliance is
>>    central to the success of its business. Your board of directors stand to
>>    maintain that trust by promoting a corporate culture that encourages
>>    ethical business practices and compliance with both the letter and the
>>    spirit of the laws of the countries in which the JPMorgan conducts 
>> business.
>>
>>
>> xNY.io - Bank.org’s research guidance from the United States Securities
>> and Exchange Commision, supports the international community in taking
>> actions to address ESG issues on a global basis, and those actions that can
>> have a material impact on companies.
>>
>> Future correspondence concerning ESG innovation is at your board’s
>> leisure.
>>
>> Respectfully yours with appreciation,
>>
>> Gunnar Larson | xNY.io <http://www.xny.io> - Bank.org <http://bank.org>,
>> PBC
>> MSc
>> <https://www.unic.ac.cy/blockchain/msc-digital-currency/?utm_source=Google&utm_medium=Search&utm_campaign=MSc-Digital-Currency-North-America&utm_term=blockchain%20unic&gclid=Cj0KCQiAyJOBBhDCARIsAJG2h5ctwwMz0MRbVSk-LaYD-GMU5UgDSw7ynxbGr_a7SkaFAZzJc1-pzxEaAi4NEALw_wcB>
>> - Digital Currency
>> MBA
>> <https://www.unic.ac.cy/business-administration-entrepreneurship-and-innovation-mba-1-5-years-or-3-semesters/>
>> - Entrepreneurship and Innovation (ip)
>> [email protected]  +1-646-454-9107
>>
>> On Fri, Mar 14, 2025, 6:34 PM Gunnar Larson <[email protected]> wrote:
>>
>>> Goldman Sachs:
>>>
>>> Is Goldman Sachs a potential negligent terrorist organization?
>>>
>>>    - *xNY.io - Bank.org demands a response from Goldman Sachs
>>>    confirming your firm is innocent of possible terrorism actions across 
>>> your
>>>    Investment Bank. *
>>>    - *xNY.io - Bank.org demands Goldman Sachs' answer by 12:00pm EST**,
>>>    Monday, March 17, 2025.*
>>>
>>> xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.
>>>
>>> Thank you,
>>>
>>> Gunnar Larson
>>> --
>>> Gunnar Donald Arthur Peter Larson
>>> xNY.io - Bank.org
>>> 646-554-7514
>>>
>>> ---------- Forwarded message ---------
>>> From: *Laura Peavey* <[email protected]>
>>> Date: Thu, Mar 13, 2025, 1:31 PM
>>> Subject: Forum Applauds Senate Banking Committee Passage of Financial
>>> Integrity and Regulation Management Act
>>> To: Gunnar Larson <[email protected]>
>>>
>>>
>>> The FIRM Act is an important step to ensure bank supervision is based on
>>> objective measures of financial and material risk.
>>>
>>> <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-r/>
>>>
>>> *Forum Applauds Senate Banking Committee Passage of Financial Integrity
>>> and Regulation Management Act*
>>> <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-y/>
>>>
>>> *Washington, D.C. –* Financial Services Forum President and CEO Kevin
>>> Fromer issued the following statement after the Senate Banking Committee
>>> voted today to advance the Financial Integrity and Regulation Management
>>> (FIRM) Act to remove reputational risk as a measure used by federal banking
>>> agencies to supervise financial institutions:
>>>
>>> “We appreciate the Senate Banking Committee’s action to advance common
>>> sense legislation to provide greater clarity and create a more stable
>>> regulatory environment. The FIRM Act is an important first step to ensure
>>> bank supervision is rooted in objective measures of financial and material
>>> risk. We look forward to continuing to work with the committee to identify
>>> solutions that allow America’s leading banks to continue to provide the
>>> products and services their customers rely on."
>>>
>>> ###
>>>
>>> *The Financial Services Forum is an economic policy and advocacy
>>> organization whose members are the eight largest and most diversified
>>> financial institutions headquartered in the United States. Forum member
>>> institutions are a leading source of lending and investment in the United
>>> States and serve millions of consumers, businesses, investors, and
>>> communities throughout the country. The Forum promotes policies that
>>> support savings and investment, financial inclusion, deep and liquid
>>> capital markets, a competitive global marketplace, and a sound financial
>>> system.*
>>>
>>>
>>> *Visit our website: **fsforum.com*
>>> <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-j/>
>>>
>>> *Follow us on X **@fsforum*
>>> <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-t/>
>>> * and **LinkedIn*
>>> <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-i/>
>>>
>>>
>>> [image: Twitter]
>>> <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-d/>[image:
>>> LinkedIn]
>>> <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-h/>[image:
>>> Website]
>>> <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-k/>[image:
>>> Instagram]
>>> <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-u/>[image:
>>> Threads]
>>> <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-o/>[image:
>>> YouTube]
>>> <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-b/>
>>>
>>> <https://financialservicesforum.cmail19.com/t/r-l-thtidhky-njyjukhihy-n/>
>>>
>>> The Financial Services Forum is an economic policy and advocacy
>>> organization whose members are the eight largest and most diversified
>>> financial institutions headquartered in the United States. The Forum
>>> promotes policies that support savings and investment, financial inclusion,
>>> deep and liquid capital markets, a competitive global marketplace, and a
>>> sound financial system.
>>> Unsubscribe
>>> <https://financialservicesforum.cmail19.com/t/r-u-thtidhky-njyjukhihy-x/>
>>>
>>>
>>> On Thu, Mar 13, 2025, 8:54 AM Gunnar Larson <[email protected]> wrote:
>>>
>>>> Goldman Sachs:
>>>>
>>>> Today xNY.io - Bank.org is 'doubling down' on potential fraud committed
>>>> against xNY.io - Bank.org, allegedly committed by Goldman Sachs' Board.
>>>>
>>>> Crypto CEO Linked To Jack Abramoff Convicted Of Fraud
>>>> <https://www.law360.com/fintech/articles/2309864?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=0>
>>>>
>>>> A California federal jury on Wednesday convicted a cryptocurrency
>>>> company founder of fraud and money laundering over allegations he stole
>>>> more than $10 million from tens of thousands of investors in a scheme that
>>>> involved disgraced ex-lobbyist Jack Abramoff.
>>>>
>>>> Read full article »
>>>> <https://www.law360.com/fintech/articles/2309864?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=0>
>>>>  | Save to favorites »
>>>> <https://www.law360.com/fintech/articles/2309864?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=0>
>>>>
>>>> Capital One Nearly Bought Frank For $125M, Javice Jury Told
>>>> <https://www.law360.com/fintech/articles/2309341?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=1>
>>>>
>>>> By Stewart Bishop
>>>>
>>>> A Capital One investment banker told a New York federal jury on
>>>> Wednesday that the lender was eyeing student financial aid startup Frank
>>>> for a potential $125 million acquisition before backing out, $50 million
>>>> less than what JPMorgan Chase & Co. ultimately paid for the company, the
>>>> result of what prosecutors say was a scheme to fraudulently induce JPMorgan
>>>> to make the purchase.
>>>>
>>>> Read full article »
>>>> <https://www.law360.com/fintech/articles/2309341?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=1>
>>>>  | Save to favorites »
>>>> <https://www.law360.com/fintech/articles/2309341?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=1>
>>>> xNY.io - Bank.org respectfully reserves all Interjurisdictional rights.
>>>>
>>>> Thank you,
>>>>
>>>> Gunnar Larson
>>>> --
>>>> Gunnar Donald Arthur Peter Larson
>>>> xNY.io - Bank.org
>>>> 646-554-7514
>>>>
>>>> On Thu, Mar 13, 2025, 6:51 AM Gunnar Larson <[email protected]> wrote:
>>>>
>>>>> Goldman Sachs:
>>>>>
>>>>> Is Goldman Sachs a potential negligent terrorist organization?
>>>>>
>>>>>    - *xNY.io - Bank.org demands a response from Goldman Sachs
>>>>>    confirming your firm is innocent of possible terrorism actions across 
>>>>> your
>>>>>    Investment Bank. *
>>>>>    - *xNY.io - Bank.org demands Goldman Sachs' answer by 5:00pm EST
>>>>>    today, Thursday, March 13, 2025.*
>>>>>
>>>>> Binance Asks Judge To Rethink Upholding Terror Victims' Suit
>>>>> <https://www.law360.com/newyork/articles/2309613?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=11>
>>>>>
>>>>> By Katryna Perera
>>>>>
>>>>> Cryptocurrency exchange Binance and its former CEO Changpeng Zhao have
>>>>> asked a New York federal judge to reconsider his ruling allowing a bulk of
>>>>> claims from a group of Hamas attack survivors to move forward, arguing 
>>>>> that
>>>>> the survivors do not allege that Binance had a "close nexus" to the
>>>>> terrorist groups that allegedly used its platforms.
>>>>>
>>>>>  Memorandum attached | Read full article »
>>>>> <https://www.law360.com/newyork/articles/2309613?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=11>
>>>>>  | Save to favorites »
>>>>> <https://www.law360.com/newyork/articles/2309613?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=11>
>>>>>
>>>>> Luxottica Drops Appeal On ERISA Suit's Arbitrability
>>>>> <https://www.law360.com/newyork/articles/2308633?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=9>
>>>>>
>>>>> By Grace Elletson
>>>>>
>>>>> Luxottica shuttered its appeal of a New York federal judge's order
>>>>> that the company could not compel arbitration of a worker's representative
>>>>> claims that it violated federal benefits law by using outdated mortality
>>>>> data to calculate pensions benefits.
>>>>>
>>>>>  2 documents attached | Read full article »
>>>>> <https://www.law360.com/newyork/articles/2308633?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=9>
>>>>>  | Save to favorites »
>>>>> <https://www.law360.com/newyork/articles/2308633?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=9>
>>>>>
>>>>> xNY.io - Bank.org respectfully reserves all Interjurisdictional
>>>>> rights.
>>>>>
>>>>> Thank you,
>>>>>
>>>>> Gunnar Larson
>>>>> --
>>>>> Gunnar Donald Arthur Peter Larson
>>>>> xNY.io - Bank.org
>>>>> 646-554-7514
>>>>>
>>>>> On Thu, Mar 13, 2025, 6:32 AM Gunnar Larson <[email protected]> wrote:
>>>>>
>>>>>> Goldman Sachs:
>>>>>>
>>>>>> Are you prepared to handle your potential involvement with the Los
>>>>>> Angeles fires?
>>>>>>
>>>>>> Insurance Pros Urge Calif. Lawmakers To Address Fire Risks
>>>>>> <https://www.law360.com/competition/articles/2309895?nl_pk=6e763a2a-9f82-44c1-ad37-dbb872fe3785&utm_source=newsletter&utm_medium=email&utm_campaign=competition&utm_content=2025-03-13&read_main=1&nlsidx=0&nlaidx=12>
>>>>>>
>>>>>> By Eli Flesch
>>>>>>
>>>>>> Insurance experts in a committee hearing that largely summed up
>>>>>> concerns following the Los Angeles fires urged California lawmakers on
>>>>>> Wednesday to address rising physical risks, smoke damage complaints, and
>>>>>> regulations meant to expand coverage access.
>>>>>>
>>>>>> Read full article »
>>>>>> <https://www.law360.com/competition/articles/2309895?nl_pk=6e763a2a-9f82-44c1-ad37-dbb872fe3785&utm_source=newsletter&utm_medium=email&utm_campaign=competition&utm_content=2025-03-13&read_more=1&nlsidx=0&nlaidx=12>
>>>>>>  | Save to favorites »
>>>>>> <https://www.law360.com/competition/articles/2309895?nl_pk=6e763a2a-9f82-44c1-ad37-dbb872fe3785&utm_source=newsletter&utm_medium=email&utm_campaign=competition&utm_content=2025-03-13&read_later=1&nlsidx=0&nlaidx=12>
>>>>>> xNY.io - Bank.org respectfully reserves all Interjurisdictional
>>>>>> rights.
>>>>>>
>>>>>> Thank you,
>>>>>>
>>>>>> Gunnar Larson
>>>>>> --
>>>>>> Gunnar Donald Arthur Peter Larson
>>>>>> xNY.io - Bank.org
>>>>>> 646-554-7514
>>>>>>
>>>>>> On Wed, Mar 12, 2025, 10:17 AM Gunnar Larson <[email protected]> wrote:
>>>>>>
>>>>>>> Goldman Sachs:
>>>>>>>
>>>>>>> Working with NYDFS, Goldman Sachs' CEO may have efforted to obstruct
>>>>>>> justice while under a Deferred Prosecution Agreement; While allegedly
>>>>>>> abusing xNY.io - Bank.org's business enterprise.
>>>>>>>
>>>>>>> Goldstein Wants Look At Testimony On Alleged Obstruction
>>>>>>> <https://www.law360.com/insurance/articles/2308921?nl_pk=347c5954-47a8-495c-bfa1-d8ec8f6144fe&utm_source=newsletter&utm_medium=email&utm_campaign=insurance&utm_content=2025-03-12&read_main=1&nlsidx=1&nlaidx=10>
>>>>>>>
>>>>>>> By Elliot Weld
>>>>>>>
>>>>>>> U.S. Supreme Court lawyer and SCOTUSblog publisher Tom Goldstein
>>>>>>> asked a Maryland federal judge to let him see grand jury material 
>>>>>>> related
>>>>>>> to the government's claim that he offered to pay a potential witness
>>>>>>> cryptocurrency in his tax evasion case.
>>>>>>>
>>>>>>>  Motion attached | Read full article »
>>>>>>> <https://www.law360.com/insurance/articles/2308921?nl_pk=347c5954-47a8-495c-bfa1-d8ec8f6144fe&utm_source=newsletter&utm_medium=email&utm_campaign=insurance&utm_content=2025-03-12&read_more=1&nlsidx=1&nlaidx=10>
>>>>>>>  | Save to favorites »
>>>>>>> <https://www.law360.com/insurance/articles/2308921?nl_pk=347c5954-47a8-495c-bfa1-d8ec8f6144fe&utm_source=newsletter&utm_medium=email&utm_campaign=insurance&utm_content=2025-03-12&read_later=1&nlsidx=1&nlaidx=10>
>>>>>>> xNY.io - Bank.org respectfully reserves all Interjurisdictional
>>>>>>> rights.
>>>>>>>
>>>>>>> Thank you,
>>>>>>>
>>>>>>> Gunnar Larson
>>>>>>> --
>>>>>>> Gunnar Donald Arthur Peter Larson
>>>>>>> xNY.io - Bank.org
>>>>>>> 646-554-7514
>>>>>>>
>>>>>>> On Wed, Mar 12, 2025, 9:20 AM Gunnar Larson <[email protected]> wrote:
>>>>>>>
>>>>>>>> Goldman Sachs:
>>>>>>>>
>>>>>>>> Your board's intent to potentially defame xNY.io - Bank.org will
>>>>>>>> not be tolerated.
>>>>>>>>
>>>>>>>> Staley Denies Knowledge Of Epstein's 'Monstrous Activities'
>>>>>>>> <https://www.law360.co.uk/financial-services-uk/articles/2308805?nl_pk=9aaa8860-7735-4b56-abff-576e74202fd7&utm_source=newsletter&utm_medium=email&utm_campaign=financial-services-uk&utm_content=2025-03-12&read_main=1&nlsidx=0&nlaidx=3>
>>>>>>>>
>>>>>>>> By Sophia Dourou
>>>>>>>>
>>>>>>>> Jes Staley told a tribunal on Tuesday that he would not have
>>>>>>>> maintained a relationship with Jeffrey Epstein if he had known about 
>>>>>>>> the
>>>>>>>> disgraced financier's "monstrous" activities.
>>>>>>>>
>>>>>>>> Read full article »
>>>>>>>> <https://www.law360.co.uk/financial-services-uk/articles/2308805?nl_pk=9aaa8860-7735-4b56-abff-576e74202fd7&utm_source=newsletter&utm_medium=email&utm_campaign=financial-services-uk&utm_content=2025-03-12&read_more=1&nlsidx=0&nlaidx=3>
>>>>>>>>  | Save to favorites »
>>>>>>>> <https://www.law360.co.uk/financial-services-uk/articles/2308805?nl_pk=9aaa8860-7735-4b56-abff-576e74202fd7&utm_source=newsletter&utm_medium=email&utm_campaign=financial-services-uk&utm_content=2025-03-12&read_later=1&nlsidx=0&nlaidx=3>
>>>>>>>> xNY.io - Bank.org respectfully reserves all Interjurisdictional
>>>>>>>> rights.
>>>>>>>>
>>>>>>>> Thank you,
>>>>>>>>
>>>>>>>> Gunnar Larson
>>>>>>>> --
>>>>>>>> Gunnar Donald Arthur Peter Larson
>>>>>>>> xNY.io - Bank.org
>>>>>>>> 646-554-7514
>>>>>>>>
>>>>>>>> On Fri, Feb 28, 2025, 2:03 PM Gunnar Larson <[email protected]> wrote:
>>>>>>>>
>>>>>>>>> Goldman Sachs:
>>>>>>>>>
>>>>>>>>> JPMorgan is a large Goldman Sachs shareholder.
>>>>>>>>>
>>>>>>>>>    - xNY.io - Bank.org is concerned that Goldman Sachs made
>>>>>>>>>    efforts to defraud xNY.io - Bank.org while leveraging Goldman 
>>>>>>>>> Sachs'
>>>>>>>>>    relationship with JPMorgan.
>>>>>>>>>
>>>>>>>>> JPMorgan Paying For Lawyers On Both Sides Of Javice Trial
>>>>>>>>> <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_main=1&nlsidx=0&nlaidx=0>
>>>>>>>>>
>>>>>>>>> By Pete Brush
>>>>>>>>>
>>>>>>>>> JPMorgan Chase, the bank allegedly duped by Frank founder Charlie
>>>>>>>>> Javice into paying $175 million for her education startup, is paying 
>>>>>>>>> legal
>>>>>>>>> fees for defense counsel as well as for lawyers representing 
>>>>>>>>> prosecution
>>>>>>>>> witnesses, according to statements in court Wednesday.
>>>>>>>>>
>>>>>>>>> Read full article »
>>>>>>>>> <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_more=1&nlsidx=0&nlaidx=0>
>>>>>>>>>  | Save to favorites »
>>>>>>>>> <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_later=1&nlsidx=0&nlaidx=0>
>>>>>>>>> xNY.io - Bank.org has compiled a list of 19 resources that
>>>>>>>>> reference a common link between Goldman Sachs' Deferred Prosecution
>>>>>>>>> Agreement and JPMorgan’s successful Deferred Prosecution Agreements.
>>>>>>>>>
>>>>>>>>> *NYDFS Financial Inclusion Research:*
>>>>>>>>>
>>>>>>>>>    -
>>>>>>>>>    
>>>>>>>>> https://drive.google.com/drive/folders/1FTRRFFhQHDxf-oR9WOZz0a2gRtC9ZWVO
>>>>>>>>>
>>>>>>>>> xNY.io - Bank.org's research on JPMorgan paints a stark image for
>>>>>>>>> Goldman Sachs' Board Directors if the firm knowingly made effort to 
>>>>>>>>> defraud
>>>>>>>>> the United States of America *AND* xNY.io - Bank.org;
>>>>>>>>>
>>>>>>>>>    - While under active Deferred Prosecution Agreement with the
>>>>>>>>>    United States of America.
>>>>>>>>>
>>>>>>>>> *Given the seriousness of the matter:*
>>>>>>>>>
>>>>>>>>> Can Goldman Sachs Board Directors kindly reply back to xNY.io -
>>>>>>>>> Bank.org by Monday, March 3, 2025 by 9:00am if Goldman Sachs refutes 
>>>>>>>>> any of
>>>>>>>>> the above claims;
>>>>>>>>>
>>>>>>>>>    - Any February e-mails xNY.io - Bank.org has sent Goldman
>>>>>>>>>    Sachs?
>>>>>>>>>
>>>>>>>>> xNY.io - Bank.org respectfully reserves all Interjurisdictional
>>>>>>>>> rights.
>>>>>>>>>
>>>>>>>>> Thank you,
>>>>>>>>>
>>>>>>>>> Gunnar Larson
>>>>>>>>> --
>>>>>>>>> Gunnar Donald Arthur Peter Larson
>>>>>>>>> xNY.io - Bank.org
>>>>>>>>> 646-554-7514
>>>>>>>>>
>>>>>>>>> On Fri, Feb 28, 2025, 1:47 PM Gunnar Larson <[email protected]> wrote:
>>>>>>>>>
>>>>>>>>>> Goldman Sachs:
>>>>>>>>>>
>>>>>>>>>> JPMorgan is a large Goldman Sachs shareholder.
>>>>>>>>>>
>>>>>>>>>>    - xNY.io - Bank.org is concerned that Goldman Sachs made
>>>>>>>>>>    efforts to defraud xNY.io - Bank.org while leveraging Goldman 
>>>>>>>>>> Sachs'
>>>>>>>>>>    relationship with JPMorgan.
>>>>>>>>>>
>>>>>>>>>> JPMorgan Paying For Lawyers On Both Sides Of Javice Trial
>>>>>>>>>> <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_main=1&nlsidx=0&nlaidx=0>
>>>>>>>>>>
>>>>>>>>>> By Pete Brush
>>>>>>>>>>
>>>>>>>>>> JPMorgan Chase, the bank allegedly duped by Frank founder Charlie
>>>>>>>>>> Javice into paying $175 million for her education startup, is paying 
>>>>>>>>>> legal
>>>>>>>>>> fees for defense counsel as well as for lawyers representing 
>>>>>>>>>> prosecution
>>>>>>>>>> witnesses, according to statements in court Wednesday.
>>>>>>>>>>
>>>>>>>>>> Read full article »
>>>>>>>>>> <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_more=1&nlsidx=0&nlaidx=0>
>>>>>>>>>>  | Save to favorites »
>>>>>>>>>> <https://www.law360.com/newyork/articles/2303422?nl_pk=b53aa520-5013-4a8d-a57c-18936227adef&utm_source=newsletter&utm_medium=email&utm_campaign=newyork&utm_content=2025-02-27&read_later=1&nlsidx=0&nlaidx=0>
>>>>>>>>>> xNY.io - Bank.org has compiled a list of 19 resources that
>>>>>>>>>> reference a common link between Goldman Sachs' Deferred Prosecution
>>>>>>>>>> Agreement and JPMorgan’s successful Deferred Prosecution Agreements.
>>>>>>>>>>
>>>>>>>>>> *NYDFS Financial Inclusion Research:*
>>>>>>>>>>
>>>>>>>>>>    -
>>>>>>>>>>    
>>>>>>>>>> https://drive.google.com/drive/folders/1FTRRFFhQHDxf-oR9WOZz0a2gRtC9ZWVO
>>>>>>>>>>
>>>>>>>>>> xNY.io - Bank.org's research on JPMorgan paints a stark image for
>>>>>>>>>> Goldman Sachs' Board Directors if the firm knowingly made effort to 
>>>>>>>>>> defraud
>>>>>>>>>> the United States of America *AND* xNY.io - Bank.org;
>>>>>>>>>>
>>>>>>>>>>    - While under active Deferred Prosecution Agreement with the
>>>>>>>>>>    United States of America.
>>>>>>>>>>
>>>>>>>>>> *Given the seriousness of the matter:*
>>>>>>>>>>
>>>>>>>>>> Can Goldman Sachs Board Directors kindly reply back to xNY.io -
>>>>>>>>>> Bank.org by Monday, March 3, 2025 by 9:00am if Goldman Sachs refutes 
>>>>>>>>>> any of
>>>>>>>>>> the above claims;
>>>>>>>>>>
>>>>>>>>>>    - Any February e-mails xNY.io - Bank.org has sent Goldman
>>>>>>>>>>    Sachs?
>>>>>>>>>>
>>>>>>>>>> xNY.io - Bank.org respectfully reserves all Interjurisdictional
>>>>>>>>>> rights.
>>>>>>>>>>
>>>>>>>>>> Thank you,
>>>>>>>>>>
>>>>>>>>>> Gunnar Larson
>>>>>>>>>> --
>>>>>>>>>> Gunnar Donald Arthur Peter Larson
>>>>>>>>>> xNY.io - Bank.org
>>>>>>>>>> 646-554-7514
>>>>>>>>>>
>>>>>>>>>> On Wed, Feb 26, 2025, 8:53 AM Gunnar Larson <[email protected]> wrote:
>>>>>>>>>>
>>>>>>>>>>> Goldman Sachs:
>>>>>>>>>>>
>>>>>>>>>>> Will Goldman Sachs' Board Directors submit the Board to an audit
>>>>>>>>>>> of the Deferred Agreement’s mandates?
>>>>>>>>>>>
>>>>>>>>>>>    - xNY.io - Bank.org confirms, Goldman Sachs' Deferred
>>>>>>>>>>>    Prosecution Agreement holds certain employee, customer and 
>>>>>>>>>>> vendor data
>>>>>>>>>>>    requirements.
>>>>>>>>>>>
>>>>>>>>>>> GreenSky Loan Class Action Certified In Calif. Court
>>>>>>>>>>> <https://www.law360.com/fintech/articles/2302644?nl_pk=31322029-63eb-4d40-acd3-a08313aa07ff&utm_source=newsletter&utm_medium=email&utm_campaign=fintech&utm_content=2025-02-26&read_main=1&nlsidx=0&nlaidx=7>
>>>>>>>>>>>
>>>>>>>>>>> By Katryna Perera
>>>>>>>>>>>
>>>>>>>>>>> A California federal judge has granted class certification to
>>>>>>>>>>> consumers suing GreenSky Inc. over alleged unlawful loan 
>>>>>>>>>>> transaction fees,
>>>>>>>>>>> finding that expert analysis showed merchants likely passed these 
>>>>>>>>>>> fees onto
>>>>>>>>>>> borrowers, but also granted summary judgment to the lending company 
>>>>>>>>>>> on
>>>>>>>>>>> claims related to performance fees over the lack of evidence that 
>>>>>>>>>>> consumers
>>>>>>>>>>> had to pay them.
>>>>>>>>>>>
>>>>>>>>>>>
>>>>>>>>>>>

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