23 Highlights:
https://docs.google.com/document/d/1QQq9erUCF74EfNOzNe_D1X-URy6Wj7UVfXgG9lURSXs/edit?usp=drivesdk

The authors thank the Bill & Melinda Gates  Foundation for its support of
this research.  Thanks are also owed to the research assistants  at the
Center on Finance, Law & Policy, and especially to Avaskhan Assanaliyev.
The authors  are also grateful for the editorial assistance of  Tracey Van
Dusen and Christie Baer.
Authors
Michael S. Barr
msb...@umich.edu
Adrienne A. Harris
adrie...@umich.edu
Megan Kelly
meg...@umich.edu
Emma Macfarlane
emma...@umich.edu
Bryan Ricketts
ricke...@umich.edu
University of Michigan Center on Finance, Law & Policy  Weill Hall Suite
5211
735 S. State St.
Ann Arbor, MI 48109
http://financelawpolicy.umich.edu/central-bank-research

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