---------- Forwarded message ---------
From: David Gritz <da...@insurtechny.org>
Date: Thu, Feb 20, 2025, 2:22 AM
Subject: Do you need a DOGE? [ITNY News]
To: <g...@xny.io>


[image: News 39 DOGE]

Famously named after a meme cryptocurrency, the new Department of
Government Efficiency (DOGE) has converted an apolitical tech service - US
Digital Service - into a ‘digital strike team’ attracting a firestorm of
attention.


That raises the question: do insurers need their version of DOGE? Data says
maybe.


Per Conning, non-commission expense ratios have barely budged since 1977
(data below). And, last we checked, we have better technology today.
Insurers must ruthlessly question what is necessary to deliver underwriting
performance and quality claims service.


If you are looking for ideas on how to do this, we have just the place -
InsurTech Spring Conference.


Find your best ideas with panels on the Impact of AI on Pricing, The Next
Gen Carrier Model, the Next Phase of Automated Underwriting, and Predicting
Claims Behavior with Analytics.


For newsletter subscribers only, register this week only with Code DOGE2025
for 20% off all ticket types.


Event details: www.insurtechny.com/insurtech-spring-conference/
*Register Now*
<https://d5nLkf04.na1.hubspotlinks.com/Ctc/JA+113/d5nLkf04/VX5lhV6fsmjZN5X2xFxtGVJsW4125np5sfGr6MJvQnv3qn9gW7Y8-PT6lZ3lzN7N7gWDB30DlW3wPFYC1p9W9xW1YjjvG803VdPW3Dhjrx5PQzx0W8Z8pPf6_dJj2W6rpZlK2k7BKPW320_MV8sr8XRW50t2V32HZwDMW7KSf326qHnTVW7njYKv8l9P-CW1pP49m4bCWyxW8DW0Lw1BdmqwN9bqxTQ6fp9tW76K7Wd9d9xg1VsJRGk4MzVqqN4vl6kY71kxsW5KC9SV7l1DZTW2Kk1bq4-zc48W3gWhtF4mNMZjW84NLGM2hF6HcW3KHnrt3pM3h4W85fJ954-tWjdW5DwqTL8Dk2w8W5nrMmH2DpfQ2W2txyS75yg56YW341H5y5fYSbVf6V94LT04>
[image: expense ratio]

Upcoming InsurTech Community Events and Programs



(Webinar) - AI in Insurance: Beyond Automation
<https://d5nLkf04.na1.hubspotlinks.com/Ctc/JA+113/d5nLkf04/VX5lhV6fsmjZN5X2xFxtGVJsW4125np5sfGr6MJvQnP3qn9gW8wLKSR6lZ3lrVDzhnt7fnm5XW3BJ1qh6wdptKW1wZGjY1SgHcYN1sSRJl31hNrW6nVvzD4j91kQN7PPsHfLBBgGW7cQ9PX9061fQW13w2YJ5xbwv9W7rNLMg76-pCDW9gQxYD5NQ5RBW3s9TtB65rkQDW8bH1vV6WLQs9N378MQp3VmL6N8ncHlg9VjnkW3Rt1VS6JSnvqW8wbK703rYNNFVs15rx4LTSHvW8_Kl4C83Pvw0W8cGzmk1ygT85N5MfjxfxnKTbW325QCh24DVZjW3Q3b-s6jymkRW1WH9Q923dm5RW7ch5p68bMpNSW29B3NF7mDG67W4SXZgv8mQs2WW6djKVv6pX7QhW2dJDCb5cyfNDf1CKH0004>
Mar 12, 2025 | 12:00 pm
- 30-minute webinar hosted in partnership with HyperExponential



Insurtech Spring Conference 2025
<https://d5nLkf04.na1.hubspotlinks.com/Ctc/JA+113/d5nLkf04/VX5lhV6fsmjZN5X2xFxtGVJsW4125np5sfGr6MJvQnv3qn9gW7Y8-PT6lZ3pNW354RGT5dXt_cW2fDgZ08ngRcHW9lMXwc6P9hhdW5NSDd82Wpq3zN29mFH3DMPYhN3J1hQdLnhckW3L_qHV1SGM5wW84t9Vy3mChCFN5tTXqc9jq3lVCxq-T3ybWXrVr3R9g4_gjnLVXDc1z3Br5g8F5jQZjwh0s2W5XD6J-1Cds9tW2PW4Gg6p2468W4zlVdP7FCRp2W49gF3k2zGN0KW3WqtXX7WP8HKW3m5C4y8S9GB8W2Sd9ws66Z0VkVfn98-3sLd2qW3MlY5K8Hpj2zW8Nmmpq6JVzBRW6LWrNP9gqb-5W14MNbS81zdg7V38-Sm2M2BrHf6cgk0x04>
Apr 2-3, 2025 | New York

- 1000+ influencers, 100+ speakers, 10 startup presentations, + expo hall



Executive Roundtable: Bringing AI to Reality
<https://d5nLkf04.na1.hubspotlinks.com/Ctc/JA+113/d5nLkf04/VX5lhV6fsmjZN5X2xFxtGVJsW4125np5sfGr6MJvQnP3qn9gW8wLKSR6lZ3l5W3j-Lrj5cZGy6W4Mjk6h1lHsvqW8YvHQN2x24pRVNvhs-2HqFSQW1s5Bq33ZRd2MW1Xx65-57R6wdW1zJ7rJ5NBW_SW54jQ814MJV8VW829_3S3hy73nW1Pwv5c6T_pQcW49GtD173sF0bW5rKmCN2Wgr7MW8v0QsR2NYr2tW8kzQH28Vmx8yW4QJSVW75rWTQW1Nv-8z3FfwlwW6BZTqY85fZ8-W3C3Ldf1NhjzsW7hp0ST2HJQlDW6Fp9Tm3gDYnpW6_Szkc914GH-W6P38xS4ZDfl1V2rXyt5Dd1vLW2nxvJK3h44-dW3y-bhJ7NdvLmV_DwNn39nbCyW38x6j95Dp2v6W1t6rDJ30-DXGf2Ml0gx04>
Apr 1, 2025 | New York
- Invite-only Executive Roundtable with a unique AI focus



Building California Resilience Post Wildfires
<https://d5nLkf04.na1.hubspotlinks.com/Ctc/JA+113/d5nLkf04/VX5lhV6fsmjZN5X2xFxtGVJsW4125np5sfGr6MJvQmW3qn9gW6N1vHY6lZ3q1VkfqTk5nf-5tW9gLvY42mCX9RW1RB4y_81jprZVw1qpn4Kvw5FW108_8n3vm48rN47cytLT3QLZVcb1SF4Hk0qBW8sr6Rm8lchXdN4T42CWPb1s8W8Bb_3l3xpQ68W42rQjN96492qW1zcpxF3kR303N2vwcHV7Q9_LW2p4hst2trKRVW4ymF4N5jGS5VW9jp63P3dRwVVW5qTptF3s400bW60Rvx-45p2w2VNy5gD2n3ZcGW33W6Cp2p9B6CW4SvvJX8Z78hKW5KP63B3YT6-Tf4hZqyl04>
Mar 4, 2025 | San Francisco
- Hear from 3 VCs and 3 Startups on how to (re)build with resilience in mind





InsurTech NY Sponsors

Thank you to our InsurTech NY Community Sponsors
[image: Sponsors Feb 13 2025 (1)]

If you are interested in sponsoring our community or our 2025 Spring
conference, send us a note at cont...@insurtechny.com.



[image: image002-for-web-1]

Our partners over at Troutman Pepper Locke (Formerly Locke Lord) will be
helping to inform the community, by creating a glossary of terms used in
the Insurance industry.



Life Settlement - means the secondary market sale of an in-force life
insurance policy by its original owner, typically… read more
<https://d5nLkf04.na1.hubspotlinks.com/Ctc/JA+113/d5nLkf04/VX5lhV6fsmjZN5X2xFxtGVJsW4125np5sfGr6MJvQnv3qn9gW7Y8-PT6lZ3p6M6gm29WQw2MW27M1Z88VRXZQW8Q4S7w8VxP5gW61nF6w2-YGSKW8fhQQf6qtXGJW5d5jqn7GsslCW8Scrcy39kGfGW7KhfX_3tQHSZW40sLcd1XKzfkW2ThHzg8-VsvwW4Ysft93zmRcGVJbS0c47Lc80W5-XxP85t0fyrN1WWxGytRFcwVLp0XJ2YBD4vW6XchY92z5zjxW6-hPcR2zR1R3W5FnpG05YJMvjW5s3WJ227fzdlW2B_xNP2FLHKNW830b2F9cJ_p1V6KS6p6Dlh8cN7cgJSS-bYnTW1c9fWs4P6lB6W5y6xVk7JVxxlW6Kdjbr5KY5Fff2zSdGq04>



InsurTech East Coast Deals, Opportunities, and Partner Events

Discover a curated mix of InsurTech financings, exits, partnerships,
opportunities, and partner events on the East Coast.





*InsurTech News and Deals*



Openly ($193M, Eden Global Partners): MA-based home insurance startup



Red Sky Health ($3M, Trevor Burgess): Boston-based AI-driven platform
optimizing healthcare claims management



*Marsh McLennan* acquired New York based* Acumen Solutions Group*, for
undisclosed sum.



*Equisoft *Acquired *VisCalc* for an undisclosed sum



*Partner Events and Programs*

   - ClimateTech Connect (April 15-16)
   - Global Insurance Symposium (April 15-16)
   - 2025 Resource Pro Summit (April 22-24)
   - InsurTech Hartford Symposium 2025 (April 29-30)

See more information about our partner events here:
https://www.insurtechny.com/2025-insurtech-conference-calendar/
<https://d5nLkf04.na1.hubspotlinks.com/Ctc/JA+113/d5nLkf04/VX5lhV6fsmjZN5X2xFxtGVJsW4125np5sfGr6MJvQnv3qn9gW7Y8-PT6lZ3l_W6wv5NJ49zCBZW7dzGXF1lBPKYW23B9tc500vDbW1nV57l3RY3QCV9YxhS6kg4dQW2vKm1d2R0HLMW4hcT_q3tjn6YW29ysys8G_JzfW8kLnLd3_bs7TW3mt2Q88c5w6gW97F4Bd41s09NW4L3CV01R2jwNW6GK3wy1q30tJW7ctvg320N1hdW9lzBfS6pb6qhW8X0bsq36j-J-N49GqC-3QgR4W8gmRl-9b7mVqVS2dvW3FCJTFW37PdCg3bhRZJVKFtdf4Xt-p5W8k6fx42jSNLnW5t5lrS7vcY62W4kM3DG6Pd3zpW5JxYHc75nlX0W1079P82F3RTmf8tjzQK04>




Jobs at carrier/broker innovation and venture teams



*Appian *– Senior Compensation Partner

*Travelers *– Account Executive Officer/Sr. Underwriter, National Accounts

*Gallagher *- Global Programs

*Lockton Re* - Senior Claims Consultant | New York

*Tokio Marine* - SVP, Excess Casualty Underwriter



See more information and apply via our blog:
https://www.insurtechny.com/jobs
<https://d5nLkf04.na1.hubspotlinks.com/Ctc/JA+113/d5nLkf04/VX5lhV6fsmjZN5X2xFxtGVJsW4125np5sfGr6MJvQmW3qn9gW6N1vHY6lZ3m1W8vfJ_n4Y4g3lW6v98WN5fYWWTW60DN9V6tdscpW3bxwnW23yYyPW4HTjzV5BCymdW6hMnCn3t8fMZVfpkBS5Gdb-HW1XvQrf5Jl73lW3vMdK439v10kW4dStWF53qMyrW3_tKdY7v35_wW7htKHc3vvzbLW3pLCPf7scNZdW54tdQF1xbLrFW1KKw1Z7MNC4bW3y79jG3cHN4gW4rLcfr96yg3hW7gpMSd50WC57W425nYS1bSt8KW5Gx-Yd8ccz9TW7J2cjr6Ky2GgW1RzX0Z61Yy9Df6GH2LT04>



What Type of InsurTech Research Do You Want?



We plan to publish research about InsurTech startups, venture capital and
investment trends, and insurance executive strategy. Do you have an idea
for research that the industry should read about? Share your ideas with us,
and we can collaborate. Feel free to reach us at cont...@insurtechny.com



Best,
David and Tony
InsurTech NY Team

InsurTech NY, 43 West, 23rd Street, New York, NY
<https://www.google.com/maps/search/43+West,+23rd+Street,+New+York,+NY?entry=gmail&source=g>

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