+1.  Changed to Progressive from BoatUS this year because BoatUS prices kept 
going up and their coverages kept going down.

On the survey question, I remember doing a “self survey” for BoatUS, and also 
sending them the professional pre-purchase survey I had done on my boat.  For 
Progressive, I also sent the pre-purchase survey.  I haven’t had the boat for 
five years yet, so I don’t know if I’ll get pestered.  My yacht club requires 
proof of insurance for racing, but I don’t think my marina does for slippage.

Incidentally, last Wednesday night I had the wildest race on Grenadine since 
buying her.  Wind jumped from 10mph to 35mph in the snap of a finger, a few 
minutes after the start.  Outflow from a big storm cell to the southeast, I 
think.  I had my drifter (150% lightweight genoa) and full main up for the 
10mph conditions.  We could see the puff on the water but couldn’t tell how 
strong it was until we got in it - we were one of the first boats to get in it. 
 Rounded up hard four times, buried the side deck to the cabintop window, and 
tore the clew cringle out of the drifter before I could even think to change 
headsails.  Managed to maintain position in the race under main alone while we 
switched to the 130.  Then had an accidental gybe and the boom knocked a 
crewman into the cabin (lesson: don’t sail wing and wing in that strong of 
wind).  Still finished second despite the chaos.  Sail is already fixed, 
crewman has recovered.  No lasting damage, some lessons learned, and the 30-1 
proved her stiffness again.

Cheers,
Randy Stafford
S/V Grenadine
C&C 30-1 #7
Ken Caryl, CO

> On Jun 19, 2018, at 10:11 AM, Matthew L. Wolford via CnC-List 
> <cnc-list@cnc-list.com> wrote:
> 
> I changed to Travelers for this reason.
>  
> From: David via CnC-List <mailto:cnc-list@cnc-list.com>
> Sent: Tuesday, June 19, 2018 11:41 AM
> To: cnc-list@cnc-list.com <mailto:cnc-list@cnc-list.com>
> Cc: David <mailto:davidrisc...@msn.com>
> Subject: Re: Stus-List marine insurance
>  
> Nathan,
>  
> FYI...BoatUS now has (they changed carriers last year) an aggressive 
> depreciation schedule to the point that my 1981 model was going to get  no 
> more than 20% of replacement value on parts.
>  
> No happening.  Changed to Berkley through my very good sailor/broker who is 
> local  to you and I.
>  
>  
> David F. Risch, J. D.
> Gulf Stream Associates, LLC  
> (401) 419-4650 
> 
> 
> From: CnC-List <cnc-list-boun...@cnc-list.com> on behalf of Nathan Post via 
> CnC-List <cnc-list@cnc-list.com>
> Sent: Tuesday, June 19, 2018 11:34 AM
> To: cnc-list@cnc-list.com
> Cc: Nathan Post
> Subject: Re: Stus-List marine insurance
>  
> I just got a new insurance policy for our 1981 C&C 34 from BoatU.S.  They 
> have not required a survey and the application was pretty straight forward - 
> they did however, want recent detailed pictures of the interior, exterior and 
> rigging of the boat which I was able to e-mail to the agent.  The policy 
> includes coverage for cruising coastal waters of Canada, but I don't know if 
> they offer policies for boats based in Canada.
> Nathan
>  
> ~~~
> Nathan Post
> +1 (781)  605-8671
>  
> On Tue, Jun 19, 2018 at 11:12 AM, Matthew L. Wolford via CnC-List 
> <cnc-list@cnc-list.com <mailto:cnc-list@cnc-list.com>> wrote:
>> My experience is that insurance companies require a survey when you change 
>> companies/policies.  They haven’t bothered me otherwise.
>>  
>> From: robert via CnC-List <mailto:cnc-list@cnc-list.com>
>> Sent: Tuesday, June 19, 2018 10:06 AM
>> To: cnc-list@cnc-list.com <mailto:cnc-list@cnc-list.com>
>> Cc: robert <mailto:robertabb...@eastlink.ca> ; Jeff Bechtel 
>> <mailto:jeff.bech...@gmail.com>
>> Subject: Stus-List marine insurance
>>  
>> Jeff:
>> 
>> My understanding is that most marine insurance companies require a survey 
>> every five (5) years  after a vessel reaches 15 years of age.
>> 
>> I am not allowed to keep a vessel at my club without providing proof of 
>> insurance....i.e. for my benefit and every other club member.
>> 
>> Trusting this is helpful.
>> 
>> Rob Abbott
>> AZURA
>> C&C 32 - 84
>> Halifax, N.S. 
>> 
>> On 2018-06-19 11:00 AM, Jeff Bechtel via CnC-List wrote:
>>> I'm looking for any advice on marine insurance for a 1977 C&C30 M1 that has 
>>> no current survey. I'm in Toronto, Ontario.
>>> I'd prefer not to pull the boat out of the water until the fall, but all 
>>> the insurance companies want an out of water survey to insure.
>>> Any advice?
>>> Jeff
>>>  
>>> 
>>> 
>>> _______________________________________________
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>> 
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>> 
>> _______________________________________________
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>> Thanks everyone for supporting this list with your contributions.  Each and 
>> every one is greatly appreciated.  If you want to support the list - use 
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>> 
> 
>  
> 
> _______________________________________________
> 
> Thanks everyone for supporting this list with your contributions.  Each and 
> every one is greatly appreciated.  If you want to support the list - use 
> PayPal to send contribution --   https://www.paypal.me/stumurray
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> _______________________________________________
> 
> Thanks everyone for supporting this list with your contributions.  Each and 
> every one is greatly appreciated.  If you want to support the list - use 
> PayPal to send contribution --   https://www.paypal.me/stumurray
> 

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