I have had the same experience that Russ describes with my car insurance- I 
enquired about the claim process for an incident (wind blew the spinnaker pole 
off the roof racks before I got it strapped down and it rolled off and took out 
the rear view mirror), did not file one, and they still recorded it in my 
record and added it to my list of insurance events. I should not have given 
them my name when I enquired.  

Also,  I am well aware of the hull issues as I cracked the hull of my C&C 34 
hitting a rock the first day out with the family after buying the boat.  Great 
way to start my boat ownership experience.  I have looked at the hull, the yard 
guy has looked at it and done some hammer tap testing and the hull appears 
sound.  We were going pretty slow, so I was surprised at the amount of damage 
to the keel.  I guess the kevlar reinforced hull of the 34+ is stiffer than the 
34.  Dave

On Nov 21, 2015, at 12:34 AM, Russ & Melody via CnC-List 
<cnc-list@cnc-list.com> wrote:

> Hi David & John,
> 
> With all due respect, I suggest you investigate the conditions of filing a 
> claim immediately. 
> I have a colleague who tells about having initiated a house claim on the 
> advice of the insurance broker but it did not proceed with any work being 
> done by the insurance company and it was still treated as a claim even though 
> nothing was paid out. Insurance can be a tough racket. There is lots of 
> profit to protect.
> 
> For your own piece of mind get someone knowledgeable to have a look. The best 
> area of interest to start looking at is the aft end of the keel area inside 
> the boat, especially if you have the grid or ladder structure.
> 
> Marine Tex is good for small repairs but a little on the expensive side if 
> it's going to require a lot.
> 
>         Cheers, Russ
>         Sweet 35 mk-1
>         B.C. South Coast        
> 
> 
> At 05:12 PM 20/11/2015, you wrote:
>> Content-Type: multipart/related;
>>          boundary="----=_NextPart_000_0010_01D123CF.C38F0EB0"
>> Content-Language: en-us
>> 
>> David
>>  
>> Is your insurance up to date and premium paid??  A hard grounding that 
>> removes lead is by definition a serious stress on the keel and associated 
>> hull structure and needs to be addressed.  Suggest you immediately file a 
>> claim and have a reputable fiberglass guy inspect your keel, sump, 
>> surrounding hull and interior.  Get whatever needs to be fixed fixed and be 
>> confident in your boat’s integrity.  Remember that a crack shows something 
>> has in fact failed – the only question is how bad??  Arguably the best 
>> fiberglass guy in these parts is Nick Sahin at Fort Rachel
>>  
>> Best of luck
>>  
>>  
>> John and Maryann
>> Legacy III
>> 1982 C&C 34
>> Noank, CT
>>  
>> From: CnC-List [ mailto:cnc-list-boun...@cnc-list.com] On Behalf Of David 
>> Knecht via CnC-List
>> Sent: Thursday, November 19, 2015 10:13 PM
>> To: CnC CnC discussion list
>> Cc: David Knecht
>> Subject: Stus-List Keel repair
>>  
>> Aries is now finally out of the water and I had a chance to survey the 
>> damage to the keel from my encounter with Melton Ledge last summer.  I 
>> actually received a special award from the Race Committee for going up on 
>> the ledge during a race and needing to be towed off.  In my defense, the 
>> marker buoy was 100 yards from where it was supposed to be and the Coast 
>> Guard repositioned it after I alerted them to the problem.  
>> The front edge of the keel is well smashed in over about a 6 inch area where 
>> it looks like the lead is actually missing.  I had presumed I would pound it 
>> back into shape and then smooth, but that does not look possible now that I 
>> see it.  The guy who helps out in the yard suggested using Marine Tex epoxy 
>> putty to fill in the missing volume and then smooth (angle grinder?)  I am 
>> hoping that the experts on this list can give me some guidance as to how to 
>> tackle the repair.  Thanks- Dave
>>  
>> Aries
>> 1990 C&C 34+
>> New London, CT
>> 
>> <2b577d5.png> 
>>  
>> 
>> 
>>    
>> 
>> This email has been checked for viruses by Avast antivirus software. 
>> www.avast.com 
>> 
>> 
>> 
>> _______________________________________________
>> 
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> _______________________________________________
> 
> Email address:
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> 

Dr. David Knecht
Professor of Molecular and Cell Biology
Core Microscopy Facility Director
University of Connecticut       
91 N. Eagleville Rd.
Storrs, CT 06269
860-486-2200

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