I recommend BoatUS. I've had them for years, and they handle claims the way you
want them to be handled. Some people say their rates are higher than other
carriers, but I found them to be lower. Probably depends on where you're
sailing. I wouldn't recommend an auto or home insurance company. You want a
company which knows about boats, and will cover things that auto and home
carriers might not cover (such as fuel spills). Get the highest deductible you
can afford, and don't skimp on liability coverage. The difference in premium
between say $300,000 and $500,000 is insignificant.
If you decide to repair the smile, drop the keel, grind the top of the keel and
the bottom of the stub, and bond the keel back on using a thickened epoxy. Then
cover the smile with a band of fiberglass and epoxy. I had this done more than
five years ago, and the smile never came back. Some people might recommend
using a bedding compound or even 5200 instead of epoxy, but the owner of the
yard I use said not to do that. You want a bond that won't flex.
Alan Bergen
C&C 35 Mk III Thirsty
Rose City YC
Portland, OR
----- Original Message -----
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Today's Topics:
1. Re: Edson Steering System (Della Barba, Joe)
2. Re: Edson Steering System (honeys...@aol.com)
3. c&c smile and insurance (William Hall)
4. Re: Edson Steering System (Della Barba, Joe)
5. Re: c&c smile and insurance (Della Barba, Joe)
6. Re: c&c smile and insurance (Bill Coleman)
7. Re: c&c smile and insurance (William Hall)
8. Re: Edson Steering System (honeys...@aol.com)
9. Re: c&c smile and insurance (Joel Aronson)
10. Re: c&c smile and insurance (Bill Coleman)
11. Re: Edson Steering System (Bill Coleman)
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--- Begin Message ---
Hi List,
I just bought a C&C 37.
Everything I read tells me the C&C smile is just how it goes, and I've
seen the cosmetic repair section here. Keel bolts look beautiful.
The inspector told me verbally that it's perfectly fine.
But in his written survey, he added this CYA material:
"I believe the keel to stub crack is fairing compound coming loose and
the normal separation due to expansion"
with recommendations:
"further investigate and repair as necessary"
The insurance guy wanted the survey and has said coverage is
contingent on " further testing (ultrasonic) to determine whether or
not that crack is compromising the structural stability of the vessel.
"
Has anyone any idea how ultrasonic testing could relate at all to this?
Can anyone point me to material that might convince the insurance guy
that there are less expensive means that will tell us more?
Or maybe someone can just point me to a better boat insurance agent?
Many thanks!
Bill
--- End Message ---
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