I saw an interesting article from the bastion of free enterprise
publication, the WSJ, at

http://online.wsj.com/article/SB122852289752684407.html


It has some interesting analysis....and it doesn't seem good. 

What I find interesting is that it seems to be a balanced analysis, not a
polemic for letting the markets decide everything.  My feeling is that
everyone but those who believe than Atlas Shrugged is the greatest work of
philosophy, literature, and economics ever, have been badly shaken by how
the market failed.  It's not that government was blameless, but they didn't
force the 5 investment banking institutions and the biggest insurance
company in the world to make the decisions they did.  The implications of
this article are quite sobering.

I don't have time, alas, for an analysis for the list, based on what I read
and discussed, but I'll mention one factor here.  Fund managers who played
things properly, who bet that real estate would not go up forever, quickly
found themselves having to explain to their clients year after year after
year why they didn't invest in AAA assets.  It's like refusing a betting
scheme based on there never ever being a straight flush in poker.  It
usually works, and the person who refuses to get in looks like their losing
money....in this case it would be for decades.  Thus, the funds managers who
were prudent ether were converted or lost their jobs. 

I don't think Adam Smith envisioned the GDP of the world being issued as
credit default swaps.

Dan M. 

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