While the usability of non-RBF transactions tends to be quite poor, there are 
some legitimate risk-analysis-based reasons why people use them (eg to sell BTC 
based on a incoming transaction which you will need to convert to fiat, which 
has low cost if the transaction doesn't confirm), and if people want to overpay 
on fees to do so, no reason not to let them, including if the merchant is 
willing to CPFP to do so.

Honestly, I anticipate very low usage of such a flag, which is appropriate, but 
also strongly support including it. If things turn out differently with 
merchants reducing the usability of BTC without taking over the CPFP 
responsibility we could make the option imply receiver-pays-fee, but no reason 
to overcomplicate it yet.

On December 11, 2017 1:19:43 PM EST, Peter Todd via bitcoin-dev 
<bitcoin-dev@lists.linuxfoundation.org> wrote:
>On Tue, Dec 05, 2017 at 07:39:32PM +0000, Luke Dashjr via bitcoin-dev
>wrote:
>> On Tuesday 05 December 2017 7:24:04 PM Sjors Provoost wrote:
>> > I recently submitted a pull request that would turn on RBF by
>default,
>> > which triggered some discussion [2]. To ease the transition for
>merchants
>> > who are reluctant to see their customers use RBF, Matt Corallo
>suggested
>> > that wallets honor a no125=1 flag.
>> > 
>> > So a BIP-21 URI would look like this:
>> > bitcoin:175t...45W?amount=20.3&no125=1
>> > 
>> > When this flag is set, wallets should not use RBF, regardless of
>their
>> > default, unless the user explicitly overrides the merchant's
>preference.
>> 
>> This seems counterproductive. There is no reason to ever avoid the
>RBF flag. 
>> I'm not aware of any evidence it even reduces risk of, and it
>certainly 
>> doesn't prevent double spending. Plenty of miners allow RBF
>regardless of the 
>> flag, and malicious double spending doesn't benefit much from RBF in
>any case.
>
>I'll second the objection to a no-RBF flag.
>
>-- 
>https://petertodd.org 'peter'[:-1]@petertodd.org
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