> I tried Plaid at some point

> Pre-requisite being OFX availability



Ah, sorry - I skimmed and thought it was OFX and Selenium.



Yeah, thanks for the feedback. I agree with the security and proprietary-ness 
points, but decided the convenience was worth the trade-off for me.

I actually started out with OFX (it's still there in my scripts), and used it 
for a ~year. But it got to a point where the majority of my accounts didn't 
have, or had broken OFX endpoints - and for the broken ones, the bank IT 
support to didn't care. I had to pretend to be a Quicken customer to get them 
to pay attention.

(slight aside here) I wish OFX had some real commitment behind it - maybe 
compliance was required by law, and they modernised it to have OAuth semantics 
(so that you're not forced into single-factor auth); but alas it doesn't look 
like anyone is going to make it happen - there's just no incentive for banks to 
expose our data they hold in custody.

At some point, I gave in, and I'm happy with the reliability of Plaid, and they 
cover all the institutions I deal with.



> work with services that require two factor authentication?



The way it works is that you authenticate with the bank, with single or 
two-factor auth - and Plaid then stores some sort of a session token. (Either a 
cookie, or using the bank's API if one exists.) If that token expires, you'll 
need to re-authenticate, in my experience I need to do that ~ 6 months.

Martin Blais <bl...@furius.ca> wrote:

“On Sat, Jul 18, 2020 at 4:34 PM TRS-80 <trs...@isnotmyreal.name> wrote:“> On 
2020-07-16 22:32, Martin Blais wrote:



> https://github.com/blais/baskets





Well, I suppose this thread was worth it, if only to flush this



heretofore unknown project out from the depths of Martin's secret



laboratory.  :D”





 

It's more like a damp cave with spider webs and dusty wine bottles

 -- ”





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