If there is no transit account, the payment will stay in state "sent" forever, 
I suppose. Which is similar to the default payment order workflow in OpenERP 
where the sent state does not exist.

Which makes me think... even without a transit account, one could imagine 
having the payment workflow (in sent state) listen on a trigger from 
account.move.line with a test_paid() condition, just like the invoice does to 
detect it has been paid?
-- 
https://code.launchpad.net/~acsone-openerp/banking-addons/ba-70-missing-transfer-account/+merge/178560
Your team Banking Addons Core Editors is requested to review the proposed merge 
of lp:~acsone-openerp/banking-addons/ba-70-missing-transfer-account into 
lp:banking-addons/banking-addons-70.

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