{This is a public contract and a pledge. The name of this contract is
the Agoran Loan Service. The Lender is Warrigal. Any person can join
this contract by announcement. Any person who is not the Lender and
whose Debt is 0 can leave this contract by announcement.Every person has a Debt, initially 0, and a Credit, initially 0, both non-negative amounts of Money. The Lender can lower a person's Debt by announcement, and can set eir Credit to a value at least as high as eir Debt by announcement. "Money" means coins. The Interest Rate is initially 1%. The Lender can lower the Interest Rate by announcement and can raise it without 3 objections. Any party to this contract CAN take out a loan by announcement, specifying an amount of Money, as long as the amount of Money specified plus eir Debt is no more than eir Credit. When this is done, the Lender CAN, once, as soon as possible, increase the person's Debt by the amount specified by transferring the amount specified to the person. Any person CAN decrease eir Debt by any amount by transferring that amount of Money to the Lender. At midnight UTC on Monday, every person's Debt increases by 1%, rounded up. A person SHALL NOT allow eir Debt to exceed eir Credit continuously for seven days.} --Warrigal of Escher
