I remember when one fiber provider in Utah started charging a $7.00 handling 
fee when paying by check. Seemed excessive, but They probably got more to 
switch to use automatic payment methods. 

Sent from my iPhone

> On Aug 16, 2020, at 10:25, Ken Hohhof <af...@kwisp.com> wrote:
> 
> 
> OK, I found this with a Google search, so it’s not necessarily correct, but 
> it seems to have lots of relevant information.
>  
> Seems like it depends on your state law (10 or 11 states prohibit it), and 
> you can’t charge for using a debit card, also some other details that must be 
> observed.
>  
> https://www.valuepenguin.com/credit-card-surcharges-convenience-fees
>  
>  
> From: AF <af-boun...@af.afmug.com> On Behalf Of CBB - Jay Fuller
> Sent: Sunday, August 16, 2020 11:01 AM
> To: AnimalFarm Microwave Users Group <af@af.afmug.com>
> Subject: Re: [AFMUG] billing again
>  
>  
> apparently not illegal anymore, lots of vendors here are now passing along 
> their credit card processing fee right to you on the charge slip.
>  
> ----- Original Message -----
> From: Cameron Crum
> To: AnimalFarm Microwave Users Group
> Sent: Friday, August 14, 2020 10:44 AM
> Subject: Re: [AFMUG] billing again
>  
> Charles has not been involved with IPPay for some time. Sonar is 
> $1.25/sub/month up to 5000 then it drops in tiers. Not sure about Emerald. 
> UCRM is free but who knows if it will be around in a few years or even 
> tomorrow. Ivan (Freeside) has not been around for a few years. Not sure what 
> happened to him, but he quit coming to the Wisp trade shows and stuff. But, 
> Freeside is "free" if you can get it set up with the ambiguous instructions, 
> or you can pay a "support" contract, but his main dev/support guy Jeremy went 
> to work for Matt Larson a couple years ago. I really don't know if Ivan even 
> still maintains stuff or not. ACH is a little cheaper but more difficult to 
> track. YOu will get approvals and then when it goes to settle in 24-48 hours 
> the money will not be there and it will decline. I think IPPay will now send 
> you an email or something, but I don't believe anyone has a way to automate 
> that failure to pay in their billing system so it requires effort to make 
> sure you are getting your money. It is illegal to charge to take credit 
> cards, but you can give a discount for paying by check or cash. 
>  
> Does that muddy the waters sufficiently?
>  
> Cameron
>  
> On Fri, Aug 14, 2020 at 10:28 AM <ch...@wbmfg.com> wrote:
> So what is the relative costs of the different billing systems.
>  
> I see platypus is free up to 100 subs then $104/month up to 250.  Required 
> ippay.  Does Charles Wu still own ippay?
>  
> What are the costs of the others?
> Sonar
> Emerald
> UCRM
>  
> The one Ivan sells.  Not sure of the name. 
> Others?
>  
> Is ACH cheaper than credit cards from a fee/royalty point of view? 
> If so can you force a 100% ACH on the customers or will that be problematic. 
> I could always leave it up to them to pay any way they want but charge a 
> surcharge for credit cards.
>  
> Send me a check, drop by with cash, set up auto bill pay with your bank...
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