Hey CH is a pain in my neck. Yes I don’t have to pay fees with the fees are 
very small, but I am not guaranteed my money, and then I have to chase balances 
and add fees and remove payments.

> On Jun 28, 2018, at 17:20, Eric Kuhnke <[email protected]> wrote:
> 
> https://engineering.gusto.com/how-ach-works-a-developer-perspective-part-1/
> 
> Might be of interest for those of you whose billing systems are set up for 
> ACH direct debits via checking account numbers.
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