Hello,

Thank you for reaching out to us.

As for your concern regarding your payment profile, you can check on this 
detailed guide. You would need to have a billing setup which acts as an 
account-level link between your Google Ads account and your Payments account.

Moreover, you can reach out the Product Team via this link for more details on 
the payment profile setup. In the API's perspective, you can retrieve the 
payment account once it is correctly setup in your Google Ads account.

Regards,

Mark Kevin Albios
Google Ads API Team
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Also find us on our blog:
https://googleadsdeveloper.blogspot.com/
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