Hi Gary, Even if you create a targetROAS or CPA bid strategy or if you created an Ad group without setting the bids <https://developers.google.com/adwords/api/docs/reference/v201802/AdGroupService.BiddingStrategyConfiguration#bids>, the AdWords API will create a default CPC and CPM bid values for your Ad group. The sample code snippet that you posted is a default one. Let me know if you have further clarifications.
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