Hello Mario,

Thanks for reaching out to the Google Ads API Team.

I need to know if and accounts get suspended how can identify Via APi.

Please refer to this documentation 
(https://developers.google.com/google-ads/api/reference/rpc/v13/Customer#status)
 for more information on the Customer resource and it’s fields.
I recommend building a query using the Customer report 
(https://developers.google.com/google-ads/api/fields/v13/customer_query_builder)

I need to Know if I can set up Credit Card Payment using API.

If you are referring to Billing Setup please check this documentation link for 
more information 
https://developers.google.com/google-ads/api/docs/billing/billing-setups

I hope this information is helpful for you.

Regards,

Google Ads API Team
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